# Commissions\, holds and refunds > How each commission is calculated\, when it becomes payable\, and what a refund does\. *Guides → Affiliate program* ## How a commission is calculated Commission \= your rate × the amount the customer actually paid\, after any sale price and coupon discount\. A coupon issued to you by the Knarrion team may carry its own agreed rate\; the portal shows which rate applied to each sale\. ## Commission states | State | Meaning | | --- | --- | | Held \(refund window\) | The sale is recorded and waiting out the refund window \(30 days by default\)\. | | Approved · payable | The window has passed\. The amount is in your payable balance\. | | Paid | The amount was included in a payout to your wallet\. | | Reversed | The sale was refunded\, so its commission was cancelled\. | ## Refunds - A refund during the hold cancels that commission before it is ever payable\. - If a refunded commission was already paid out\, the amount is recorded as a debt and deducted from your future earnings\. No one asks you to send money back\. > **ACCOUNT REVIEWS** — If your account is suspended or under a financial review\, earned commissions stay recorded and are released once the review is complete\.